Guardian Insurance Company (GIC) was founded in St. Thomas in 1984 and is today the largest local insurer in the USVI. For more than 30 years we have proudly been serving the Caribbean with competitive Property and Casualty insurance products and are currently enjoying a rating of "B++ GOOD" by AM Best. GIC is a member of Lockhart Companies, Inc., parent company established in the 1800's and largest real estate owner in the USVI. Managed by the same Top Management, the geographical reach of the insurance arm of Lockhart extends to the British Virgin Islands, Turks & Caicos, and USA (with offices in Chicago, Ill) through our sister insurance companies: Heritage Insurance Company and Echelon Property and Casualty.

Our Vision: To be a responsible and financially strong corporate entity, because doing the right thing is good business.

Our Mission: We are committed to innovation to offer competitive products by maintaining an agile, transparent, and fresh experience to all of our stakeholders.

Why Guardian?

An unfailing financial commitment to policyholders - through natural catastrophes and accidents, evidence by our financial rating

A local, domestic presence providing seamless and complete customer services

Four service branches in St. Thomas, two in St. Croix, and three in Puerto Rico

Our people - the warmest, kindest, and committed colleagues in the Caribbean