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Serving the Virgin Islands for over 23 years

Guardian is the Virgin Island’s largest domestic insurance company and its number one provider of automobile insurance.

We offer best-of-breed insurance products in every other category.

We are proud of:

  • An unfailing financial commitment to policyholders—through hurricanes, earthquakes, fires, and auto accidents. Guardian is always by your side.

  • A local, domestic presence providing seamless and complete customer service—delivered by a staff that is uniformly responsive, informed, and professional.

  • A network of 24 agents and four service branches in the VI to assists clients with their Claims and Underwriting needs (two in St. Thomas and two in St. Croix).

  • A long-standing legacy: The Lockhart Companies Inc., established in the 1800s, is our parent company. Lockhart is the VI’s largest real estate owner, landlord, and developer and is among the Caribbean’s most prominent real estate concerns.

  • Our commitment to being a solid corporate citizen—because it’s good business and it’s the right thing to do.


Get a quote online or call us at 340-776-8050 for access to the Guardian Advantage.