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Guardian is Committed

Guardian Insurance Company is celebrating its 23rd year as a premier full service insurance provider.

Founded in the U.S. Virgin Islands, Guardian has emerged as the largest automobile insurance carrier, and among the largest providers of property and casualty insurance in the USVI. Since 1984, Guardian has established itself as the insurance provider of choice for private individuals and businesses based in the surrounding communities.

Guardian is fully licensed to write all Property and Casualty lines of insurance business in the USVI and in the British Virgin Islands (BVI). While Guardian remains focused on underwriting automotive coverage, we provide a complete range of coverage, including Surety, Marine, General Liability, and Property Insurance.

Guardian maintains conservative coverage and reserving policy, enabling us to maintain consistent profitability and positive loss development results.

From the very beginning, Guardian has worked hard to earn a reputation as a committed insurance provider—it’s a standard we uphold every business day. This is perhaps best illustrated by Guardian’s unbroken record of meeting all financial commitments to policyholders through various natural disasters, including the devastating effects wrought by hurricanes Hugo (1989) and Marilyn (1995). Today, Guardian is widely respected for providing unstinting service, uniformly high quality products, and a consistent presence.